Buy now,
pay later

Yes. Financing and lease-to-own applications are available through independent providers — Acima Leasing, Progressive Leasing, Snap Finance and Koalafi. You apply with the provider, and the provider alone decides eligibility, terms and payment schedule; KT Appliances is the retailer, not the lender. Start an application on the financing page, or call or text (973) 519-9717 and we will go through the options for the appliance you want.

KT Appliances works with Acima Leasing, Progressive Leasing, Snap Finance and Koalafi. Acima Leasing and Progressive Leasing are lease-to-own programs; Snap Finance and Koalafi offer lease-to-own or financing depending on your state and your purchase. Each one is an independent company with its own application, its own eligibility rules and its own terms.

No. Approval is decided by the financing provider you apply with, not by KT Appliances, and no application is guaranteed to be approved. We cannot influence the decision, the amount or the terms — what we can tell you is which providers we work with and what the appliance costs.

Yes, once you choose a provider. Each provider runs its own secure application on its own website, and the financing page links to the ones set up for KT Appliances. If the link you need is not live yet, call or text (973) 519-9717 and we will start it with you at the warehouse.

Requirements are set by the provider you apply with, so they differ between them and can differ by state. Rather than publish a checklist that may not apply to your application, the provider's own form asks for exactly what it needs — and we will talk it through with you first if you would rather ask a person.

Contact KT Appliances or come to the warehouse at 109 Burson St, East Stroudsburg, PA with your approval details, and we will complete the purchase and arrange delivery, installation or pickup as normal. Bring the approval information the provider sends you — the provider handles the payment side, we handle the appliance.

It depends on the provider and the purchase. Eligible purchase amounts, product types and availability are set by each financing provider, and not every purchase qualifies with every one of them. Ask us about the specific appliance before you apply and we will tell you what we know about it.

Financing and lease-to-own options can be used on the appliances we sell, including scratch & dent units. Whether a particular purchase is eligible depends on the amount and on the provider you apply with, so ask before you finalize the appliance you want.